| YEAR | WEEKLY RENT | ANNUAL RENT | VS INTEREST | CF STATUS |
|---|---|---|---|---|
| Now | $575/wk | $29,900 | +$0 | POSITIVE |
| Year 1 | $607/wk | $31,545 | +$1,645 | POSITIVE |
| Year 2 | $640/wk | $33,279 | +$3,379 | POSITIVE |
| Year 3 | $675/wk | $35,110 | +$5,210 | POSITIVE |
| Year 4 | $712/wk | $37,041 | +$7,141 | POSITIVE |
5.2% house yield in Upper Hunter — borderline threshold but included for coal transition catalyst. Hunter Valley repowering investments replacing coal employment. +96.4% five-year momentum.
Price already +14.4% — cycle has started, not early. Yield at 5.2% is below 5.5% threshold. Coal industry wind-down risk over 5-10yr horizon.
Near-positive CF at 5.2%. Budget changes mildly positive — low NG dependence. CGT indexation acceptable for 8-10yr hold. No specific budget line item accelerates Muswellbrook employment.