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SUBURB DETAIL — HOUSES ONLY

Emerald

QLDTIER 2UNKNOWNPositiveEarlyNEW BUILD ELIGIBLE ✓
SCORE
80/100
POLICY
▲ STRONG UPGRADE
Market Metrics
Gross Yield
6.8%
Rent Growth
+7%
Price Growth
+6%
Vacancy
1%
Median Price
$380k
Weekly Rent
$495
Population
14k
Income Level
Med
NG Dependence
None
Rank
#5
Cashflow — 80% LVR @ 6.5% (indicative)
Annual Rent
$25,740
Annual Interest
$19,760
Net Pre-Costs
+$5,980
NG Needed?
No
Rent Projection at 7% annual growth
YEARWEEKLY RENTANNUAL RENTVS INTERESTCF STATUS
Now$495/wk$25,740+$5,980POSITIVE
Year 1$530/wk$27,542+$7,782POSITIVE
Year 2$567/wk$29,470+$9,710POSITIVE
Year 3$606/wk$31,533+$11,773POSITIVE
Year 4$649/wk$33,740+$13,980POSITIVE
Investment Signal

6.8% house yield at $380k — strongly positive cashflow. Genuine regional hub with diversified economy: agriculture + mining services + retail + education. Not a single-employer town. Absent from all major investor media lists.

Risk / Warning

Proximity to Bowen Basin adds coal-cycle sensitivity despite diversification; population limited to 14k; verify vacancy at postcode level

Budget Policy Impact

6.8% yield at $380k = ~$25.7k rent vs ~$19.8k interest = $5,900 POSITIVE cashflow. NG completely irrelevant. New builds in Emerald estate developments retain unlimited NG. Diversified economy reduces single-cycle risk vs pure mining towns.

Economic Catalysts
Central QLD agricultural hub (beef, grain)Bowen Basin coal servicesRetail/logistics centreSpringsure district
Score Breakdown — 80/100
Yield (0–25)
+23
Rent Growth (0–15)
+13
Price Lag (0–20)
+16
Supply (0–15)
+12
Jobs & Income (0–15)
+10
Liquidity (0–10)
+6
Hype Penalty (penalty)
0
POLICY DELTA+7pts
TOTAL80
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