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SUBURB DETAIL — HOUSES ONLY

Churchill

VICTIER 2EMERGINGNear-PositiveStartingNEW BUILD ELIGIBLE ✓⏱ GRACE WINDOW
SCORE
68/100
POLICY
▲ UPGRADED
Market Metrics
Gross Yield
5.6%
Rent Growth
+7%
Price Growth
+15.7%
Vacancy
1%
Median Price
$405k
Weekly Rent
$435
Population
6k
Income Level
Low-Med
NG Dependence
Low
Rank
#9
Cashflow — 80% LVR @ 6.5% (indicative)
Annual Rent
$22,620
Annual Interest
$21,060
Net Pre-Costs
+$1,560
NG Needed?
Minimal
Rent Projection at 7% annual growth
YEARWEEKLY RENTANNUAL RENTVS INTERESTCF STATUS
Now$435/wk$22,620+$1,560POSITIVE
Year 1$465/wk$24,203+$3,143POSITIVE
Year 2$498/wk$25,898+$4,838POSITIVE
Year 3$533/wk$27,710+$6,650POSITIVE
Year 4$570/wk$29,650+$8,590POSITIVE
Investment Signal

University anchor provides non-cyclical rental demand. New builds near campus retain unlimited NG under budget changes. Near-positive cashflow on existing stock. Part of the Latrobe Valley cluster benefiting from Keppel + Marinus Link employment uplift.

Risk / Warning

Small population — fully dependent on Federation University. Price already +15.7% which is high for early-cycle classification. Exit risk if campus contracts.

Budget Policy Impact

New builds adjacent to the university campus retain unlimited NG — specifically attractive to investors who want NG preserved post July 2027. Near-positive cashflow on existing stock means low NG dependence anyway.

Economic Catalysts
Federation University campusLatrobe Valley servicesStudent + academic workforceKeppel data centre proximity
Score Breakdown — 68/100
Yield (0–25)
+21
Rent Growth (0–15)
+14
Price Lag (0–20)
+10
Supply (0–15)
+13
Jobs & Income (0–15)
+9
Liquidity (0–10)
+5
Hype Penalty (penalty)
-4
POLICY DELTA+5pts
TOTAL68
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